When life changes, money matters
Financial education and coaching for individuals and organisations navigating money work and major life transitions
Financial coaching in Edinburgh
Get clarity and confidence when money, work or life is changing.
Financial wellbeing for organisations
Help your people feel more confident about money and financial change.
Why Positive Money Habits?
Money decisions aren’t just about numbers. They’re often connected to work, family and changes in life.
George combines financial expertise, practical education and professional coaching to help people understand their options, develop better money habits and decide what comes next. There’s no one-size-fits-all advice. Just knowledge, space and support to make informed decisions.
Financial expertise. Practical education. Personal coaching.
What George helps with
Money and life don’t always follow a straight path. George helps people navigate the financial decisions that come with change.

Retirement
Planning for the financial changes.

Career change
Thinking through money, work and next steps.

Redundancy
Your financial options when work changes.

Working less
The financial implications of changing hours.

Money habits
Helpful ways of managing money.

Financial wellbeing
Practical money knowledge and skills.
George Callaghan,
Emeritus Professor of Economics & Personal Finance, Financial Educator & Coach
A different way to think about money
When something changes in one area, the others often change too.
George combines financial expertise, practical education and professional coaching to help people understand their options and make decisions about what comes next.
What people say about working with George
Recognising the human side of spending
George has got me to reflect on my attitudes and practices with regard to money. The strength of his approach is to put everything in the context of wider life goals and to recognise the human side of spending and saving and all that comes with it.
Economist, London.
A great introduction to financial concepts
I found the financial coaching extremely interesting and relevant. I felt George was a very good speaker and was very engaging. The webinars gave a great introduction to financial concepts and ideas and the one-to-one sessions are a great opportunity for help with finances.
Student, Edinburgh
Ready to talk about what comes next?
Whether you’re thinking about your own next step or looking to support your people, George is here to help. Based in Edinburgh, he works with clients across Scotland and the UK.


